Car insurance in Arizona is required by law for all drivers in the state. The minimum amount of coverage required is liability insurance, which covers the damages or injuries that you may cause to another person or their property while driving. This includes coverage for bodily injury per person, bodily injury per accident, and property damage per accident.
In addition to liability insurance, you can also purchase other types of coverage, such as collision insurance, which covers damages to your own vehicle in the event of an accident, and comprehensive insurance, which covers non-collision damages to your vehicle, such as theft or damage from natural disasters.
There are several factors that can affect the cost of car insurance in Arizona, including your age, driving record, the make and model of your vehicle, and where you live. You may be able to get a discount on your insurance premiums if you have a clean driving record, take a defensive driving course, or drive a car with safety features.
It’s important to shop around and compare quotes from different insurance companies to find the best coverage and price for your needs. You can also consult with an insurance broker or agent to help you find the right policy. In Arizona, it is also possible to purchase uninsured motorist coverage, which can provide protection if you are involved in an accident with a driver who does not have insurance.