Classic Cars Insurance

Classic car insurance is specifically designed for owners of classic or antique vehicles. These vehicles, often considered collector’s items, may be worth significantly more than newer vehicles and require specialized coverage to protect their value.

Classic or antique car insurance policies typically cover the vehicle’s value rather than the actual cash value. This means that if the car is damaged or destroyed, the insurance company will pay out the total value of the vehicle as stated in the policy rather than the depreciated value of the car.

In addition to covering the value of the vehicle, classic or antique car insurance policies may also include coverage for repairing or restoring the vehicle to its original condition. They may also have coverage for the cost of transporting the car to and from events or shows, as well as for any parts or accessories specific to the vehicle’s make and model.

Classic or antique car insurance policies may also include coverage for liability, which pays for damages or injuries you may cause to another person or their property while operating the vehicle.

It is essential to carefully consider your insurance needs when purchasing a classic or antique car insurance policy, as different policies may offer different levels of coverage. Be sure to speak with an insurance agent or broker to get more information and obtain a policy that fits your needs.